Stairlift Finance Available
We can provide you with a finance option to purchase your stairlift and spread the cost over a monthly basis.
Stairlift Finance in Bristol & South West
Thinking of choosing finance?
Finance is a great way to spread the cost of your purchase.
To make it easy we’ve teamed up with iDeal 4 Finance whose technology lets you apply for and complete a loan application quickly, easily and informative.
iDeal 4 Finance is a credit broker, not a lender. iDeal 4 Finance secure technology helps put you in touch with lenders whose finance options are best suited for you and your purchase.
Check your eligibility
You will only be considered for finance if you:
• Have a regular income of £200 per week
• Are a permanent UK resident and have lived in the UK for at least 3 years
• Have a UK bank account capable of accepting Direct Debits
• A valid debit or credit card in order to pay the deposit amount
• Have a credit history with no recent defaults or late payments
• Have no active debt relief orders, County Court Judgments(CCJs), Individual Voluntary Arrangement(IVAs) or bankruptcies
• Provide an email address so your documentation can be emailed to you
Our payment plan options
Spread the cost of your purchase over 12 to 60 months. The value of the loan can vary per the length of term as below:
| Term | £ Min Loan Amount | |||
|---|---|---|---|---|
| 12 and 60 Months | £1000 |
Interest is charged from the day your loan starts on the principal outstanding at the rate set out in your credit agreement.
The interest rate, term and amount that the lender offers you will depend on their assessment of your application.
Interest is charged from the day your loan starts.
Use of your personal data
In order to process your application, you will be asked to provide information about your personal, employment and financial situation. iDeal 4 Finance will perform a search with one or more Credit Reference Agencies to conduct their creditworthiness and affordability assessment to help them make their decision.
Your lender will provide you a copy of their Privacy Policy with your loan documents.
Finance decision
Your application will be assessed based on eligibility, credit history and affordability and iDeal 4 Finance will let you know the outcome in just a few seconds. It’s important to know that when applying for finance a credit check is made which is recorded on your credit file.
The loan amount, loan term and interest rate the lender is willing to offer you will be decided based on these checks and the lender’s decisioning policies.
Once approved, iDeal 4 Finance will provide you with full details about your lender, including how to contact them. You then just need to digitally sign your credit agreement, pay your deposit and wait for your order to arrive.
In a few cases, your application may be referred to your lender for manual assessment and you’ll be notified by email of the credit decision within 24 hours. If you’re not approved for finance, it could be for a variety of reasons and the lender will be able to give you more information.
Repaying the loan
Your first Direct Debit payment will be taken about a month after you receive your purchase. This will show on your statement as a payment to your lender. You have the right to repay all or part of the loan early at any time.
Cancellation
There is a 7 day cooling off period where you can withdraw from the credit agreement after signing your documents. If you wish to do this, please contact us directly. We can cancel the application on your behalf. There is no need to contact iDeal 4 Finance or your lender.
A payment plan does not affect our standard refund and returns policy. Just contact us and we’ll cancel your application, and the lender may refund your deposit (subject to order status on bespoke made products) and let you know of any outstanding balance if applicable.
For any other questions contact us on telephone or email.
Legal Information
FCA Authorised
Hands on Stairlifts is authorised and regulated by the Financial Conduct Authority, register number 986971 and act as a credit broker and not a lender. Finance is provided through iDeal 4 Finance. iDeal 4 Finance is registered in England & Wales – Company Number: 06724294. Authorised and regulated by the Financial Conduct Authority. Firm Reference Number: 703401. Data Protection license Z1790314.
Our Services
Below our some of our services we provide. From installations, to service, repairs and removals. We have all the skills and knowledge on all stairlifts on the market.
Stairlift Installation
We understand the stress and troubles that can come from having to struggle with the stairs – Having a stairlift installed can make your life a whole lot easier.
Stairlift Service
Regular servicing of your equipment is essential to ensure prolonged life of your stairlift. We can offer professional servicing for our customer
Stairlift Rental
Occasionally people don’t need a stairlift for a long time, or they don’t have the funds to buy one outright, therefore renting a stairlift is often a more practical option.
Stairlift Removal
Don’t put up with an unwanted stairlift in your home. Ask us to uninstall it and we may even buy it depending on it’s working order, age and condition.
24 hours 7 days a week out of hours call out available.
We can provide a 24/7 call out and stairlifts repairs services for most makes and models of stairlifts that may breakdown and are not covered by an existing warranty.
Our engineers carry many stairlift spare parts and will have you back up and running in no time.
For more information visit our Emergency Breakdown page
Testimonials
Office
0117 235 6653
Mobile
07584950356
Address
2 Southwood Dr E, Bristol BS9 2QP